Truecredit.comTruecredit advertises that you can receive unlimited credit reports for a small monthly fee.When you sign up you get a copy of your credit report and they say it is available for 30 days. Ok, so you can see the same report for 30 days. That is not exactly my idea of "unlimited." In fact, why shouldn't they let you see the report for 10 years! Even better you can print the report or save it on your computer and review it as often as you like for as long as you like... so what's the big deal about them saving it for 30 days? After a few days, of course, the information is stale. So after 28 days why do you want to look at a report that is a month old? Even after a week it is probably stale for any practical purposes (to see if errors have been corrected, so see what a bank you apply for credit at, will see, etc). Already I was upset so I complained to the BBB about it. After about a month truecredit said, I could use the "update report" function if I wanted a "new" report more often than 30 days. Ok! I found the "update report" link (maybe I missed it before), it is in small print and not designed for people to use. When you click it the first requirement is to opt out of some kind of "special offer". Then you are informed that you already have a report from within the last 30 days and should look at that. If you instead choose to really get a new report then you have to confirm the report is really for you (again). What is clear is that they don't want to you regularly see your report. Do you think they encourage credit granters to use 30 day old reports to make decisions? Why should you? I found over a 4 day period one of my credit scores when up several points. If you use truecredit (or maybe other services to see your credit report), make should you are actually getting a current report and not one days, weeks, or months old! | 
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