'intent to file a complaint ftc'

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PATRICK from HOUSTON, TEXAS -

RE: Dispute Letter of xxxxxx, Follow-up Letter of xxxxxx

NOTICE OF INTENT TO FILE COMPLAINT

Dear Sir/Madame:

This letter shall serve as formal notice of my intent to file a complaint with the FTC, due to your blatant and objectionable disregard of the law.

As indicated by the attached copies of letters, you have received and accepted through the mail my dispute letter dated xxxxxxxx, as well as my follow-up letter dated xxxxxxxxxx. To date you have not done your duty as mandated by law. Your non-compliance with federal law is unacceptable, your disregard for it contemptible. Rest assured I shall hold you accountable.

Federal law requires you to respond within 30 days, yet you have failed to respond. Failure to comply with these federal regulations by credit reporting agencies are investigated by the Federal Trade Commission (see 15 USC 41, et seq.). I am maintaining a careful record of my communications with you on this matter, for the purpose of filing a complaint with the FTC should you continue in your non-compliance. I further remind you that, as in Wenger v. Trans Union Corp., No. 95-6445 (C.D.Cal. Nov. 14, 1995), you may be liable for your willful non-compliance.

For the record, the following information is being erroneously included on my credit report, as I have advised you on two separate occasions.

Name of Creditor/Agency, xxxxxxxxxxxxxxxxx

If you do not immediately remove this inaccurate and incomplete information, I will file a formal complaint with the FTC. Shoud you continue to operate with complete disregard for the law, I intend to seek redress in civil action for recovery of damages, costs, and attorneys fees. For this purpose I am carefully documenting these events, including the lack of response REQUIRED under law from you.

You are further directed to supply a corrected credit profile to all creditors who have received a copy within the last 6 months, or the last 2 years for employment purposes.

Additionally, please provide the name, address, and telephone number of each credit grantor or other subscriber.

Under federal law, you had 30 days to complete your re-investigation, yet you have failed to respond. Further delays are inexcusable.

Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within 15 days of the completion of your re-investigation.

Sincerely,

The above is a great letter please feel free to cut and paste but you might have to change it up a little for your circumstances. Enjoy!!

Comment #1 Jonas (63.176.159.189) -

And just what is the intent or purpose of posting this letter of complaint here again in the forums? You could have just cut the crap and just posted the bad services they have provided you instead of putting the whole thing here. Or maybe you said some brief but precise statement of what that letter is all about because who would want to read some long comment here in the forums?

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