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'uauthorized credit pulls'

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Credit Reporting - Credit Reporting
uauthorized credit pulls

sherry from somewhere out there -

SARMA
1801 Broadway
San Antonio, TX 78215
Dear SARMA,
I recently received copies of my Equifax, Experian and TransUnion credit reports. The credit
report showed a credit inquiry by your company that I do not recall
authorizing. I understand that you shouldn't be allowed to put an
inquiry on my file unless I have authorized it. Please have this
inquiry removed from my credit file because it is making it very
difficult for me to acquire credit.
I have sent this letter certified mail because I need your prompt
response to this issue. Please be so kind as to forward me
documentation that you have had the unauthorized inquiry removed.
If you find that I am remiss, and you did have my authorization to
inquire into my credit report, then please send me proof of this.
Thanking you in advance,

Comment #1 Martin from Kansas -

I would have asked for a copy of the signed authorization to pull your credit report. I would send it to the credit bureaus as well as the company pulling the authorization.

Comment #2 PATRICK from HOUSTON, TEXAS -

Sometimes you don’t sign an authorization form. What if you apply online for a credit card? Then they would not have a signature.

Comment #3 Martin from Kansas -

They should have the exact time/date, IP address, etc to provide for you in those cases.

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Credit Reporting 'uauthorized credit pulls'