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Identity Theft Shield

This forum post has messages dated from 10/28/09 through 02/05/12, please be sure to read all the messages. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.

- Identity Theft

Forum Post

Sunshine State

Identity Theft Shield

Thank author of this post/commentPre-Paid legal offers a great Identity theft Sheild program, it is very afforadable. whats different from many of the other services out there, your membership covers you, your spouse and your KIDS! Identity theft of children unfortunatley is on a major rise and the worst part about it is most of the time you dont find out about it until your kid is trying to get into college or buy their first car, which buy that time alot of damage has been done to their credit.

#1

West of NYC
Thank author of this post/comment"Nicole, ID Theft Shield might assist me in recovery, but..."

What is REALLY needed today is a daily monitoring system! Recovery is great but let's not get to that point in the first place.

Be honest, ID Theft Shield is a MLM program. Nothing wrong with that.

But when reading the headlines of today's newspapers - You NEED a system to combat Identity Theft. After all this is the fastest growing crime...EVER!!

Here's your first lesson: passwords. The more jumbled, including CAPS, #'s and special characters the better. Stayed tuned and let's do this right!


#2

Kansas
avatar

Gold Member
Thank author of this post/comment"Jumbled Passwords"

Are passwords as you description, really better than something remember able, but not obvious. If my password were to be &Am28z***1mkaz7&!&Jma I would have to write that down and then keep a book of my passwords. Then anyone "close" to me would be easily able to make a copy.

Or, I would end up using a program to keep an encrypted list of my passwords and anyone who figured out the key would have access to EVERYTHING!

Of course for something "something remember able" many chose really stupid thinks like birth dates and pets names. Surely humans are smart enough to create remember able sequences that are not based on information in our lives...

One bank I use makes me change my password every X days and it can't contain any parts of previous passwords. It is a disaster because I have to write them all down. Of course I devised a code scheme for my notes.

Even more important than a specific password is to NOT use the same password for everything. That is the whole problem with SSN's. (aside for being used for identification and authentication). It is basically a password for everything. One key to your life.

If you use one password for everything, then you are doing it to yourself.

There also seem to be some other very dangerous things afoot. I got a Samsung Tablet and it asked for my google account login and then saved it and the password. Now anyone who touches my tablet can get into my gmail account and everything it could access!

Of course, I used a different google account than I use for anything important... so it doesn't matter. But I bet most Android users who register their gmail account just opened the door to the possibility of some tremendous hassles.

I also noticed that Xoom money transfers allows you to login with your facebook account. Now, facebook is one think and a lot of people I meet talk about having their facebook accounts hacked!

Someone getting into facebook and posting some embarrassing stuff under your name is one thing. Someone getting into your facebook account and then sending money from your bank account is something completely different! Why would someone voluntarily link those two services!?!??!?!!?


#3

West of NYC
Thank author of this post/comment"Jumbled Passwords"

Hey Martin, I'm glad your interacting on this site. Here's what I mean by making your password more secure and less likely to get hacked:

Think of a sentence, quote, catch phrase, song lyric - anything! Now, take the first letter of each word and start with that as your password.

What do I mean?

Here's an example: "No Postage Necessary If Mailed In The United States" =

"NpnImiTuS". If you need to, insert #'s, special characters. Get creative.

Simple, huh? There's a billion variations to choose from.

Hope this helps. And don't forget to change your passwords regularly.

Talk later...


#4

Kansas
avatar

Gold Member
Thank author of this post/comment"changing frequently"

Why does changing frequently help?

On the con side:

When you change frequently, you will be less able to remember them and more likely to write them down. I believe most ID thefts are "close" to you. They must be, they have to get your information. Close could mean physically or virtually. If you write down your passwords it opens the door to everyone physically close to you to grab them.

I think it is much more important to use DIFFERENT passwords for different services. That way if one service is breached they are not all breached.


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