Advertisement: Want more customers?
Recent Notes and Tags
Top Searches: • signing credit cards • signing your debit card • specimen of debit card • debit card ask for id • credit fraud wife use husband idenity • specimen of credit card • signing credit card • signing a debit card • signing a credit card • identity theft by wife • credit card specimen • signing debit cards • signing debit card • specimen of a debit card • credit card specimen • specimen of credit cards • debit card asking for id • california debit cards ask for id • husband s identity theft using wife s credit cards • do they have to ask for id if paid with debit card • can i use my husbands credit card • debit card ask for id • not signing debit card • signing debit cards • signing your debit card • specimen of debit and credit cards • signing debit card ask for id • specimen credit cards • specimen of debit credit cards • relevance of debit and credit card with specimen • signing credit card ask for id • is a husband responsible for wifes debit in uk • |
Signing credit and debit cardsIdentity Theft - Identity Theft
• Page 1 (Original Post) • Page 2 (Newest Replies) •
| Signing credit and debit cards Is it really a good idea to sign the back of the card 'ask for ID' to ensure that the teller asks to see an actual ID and they can't forge your signature? |
| Not sure about this, but I had an experience several years back where a bank employee used my specimen signature on my bank records to forge a check and cash it. The give-away was a little squiggle on the signature that was not intended when I signed the specimen card, and an alert bank official spotted it after I queried the transaction. The police weren't even called in. The employee was fired and my account was immediately credited! |
| I have heard that there is a law in place that your signature must match the signature on the back of your card our else the transaction should not go through. I don’t know how true it is though. |
| You know what, half of these 16 year olds who take my credit card don't even look - they don't even care. So, how is that going to stop someone from using a bogus credit card? It drives me nuts!! Especially when once you scan your card it says "leave out for the cashier", 80% of the time they say - "That's okay. I don't need to see it." Yeah, they're really checking for identity theft, aren't they? |
| They really don't ask to see your card most of the time. The cashiers don't care for the most part and even when you make a legitimate purchase, half the time your number is sitting around in their records or forms you've filled in so it doesn't help. |
| Very rarely does anyone even check my signature anymore. When they do, they don't even pay attention. I had my husband's AmEx card on me and inadvertently used it for a transaction. I signed my own name on the receipt and they didn't even question it. See, they don't even care! |
| My wife and I have regularly had this happen with debit cards issued by the same bank. No-one seems to have paid the slightest attention to this in the past. In the UK now signatures are completely a thing of the past. One has to enter a pin number only. |
#7A highly secure location | I guess it doesn't really matter then if you do it or not. You're basically not going to have much protection from this and you'll have to rely on your fraud protection coverage. |
| Now that I think about it I don’t think that I’m ever asked for my id when I use my credit cards. That’s just crazy. |
| In South America they regularly ask to see your id. On a very rare occassion they actually compare the name on your ID with the name on the credit card. I don't think they've ever actually compared the signatures. Usually when they do ask for ID they don't really look at it. More often they ask you to write your ID number on the receipt and pay little attention to what you actually write. For ID, I use a photo copy (laminated) of my U.S. Passport. Only once when buying an airline ticket did the clerk ask if it was a copy of my passport. No one has ever questioned why I use a copy of my passport (obviously as the suggestion of the various U.S. Embassy notices that tell you to carry a copy so the original won't get stolen). |
| In the UK the standard driver's license is the best form of ID. You will often be asked to present this when inquiring at a bank counter. Another technique used there is to ask one to sign a blank piece of paper. They presumably take this and compare it to the signature on file in the bank. |
| Hi friends, this is peter, One of the serious concerns is about identity fraud. In order to protect you i can show identity safety tips which can help you out..! |
| I am going to use the sample letter from this site to negotiate my debt with a ca and have the negative listing completely removed from my reports. On my credit report it shows the oc with a "charged off as bad debt" and also shows the ca with a listing of "collection account". Should I be dealing with the ca or oc? If I get the ca to agree to a settlement and delete the negative listing then what about the oc's original negative report? I want to wipe them both clean, any advice? Thank you. |
#13Two trips round the moon | The link offered by Comment #11 peter (72.51.39.197) is fake/spam. |
#14Two trips round the moon | In the NL, the credit card is not an important means of payment, most people only carry bank cards (PIN cards) that require PIN identification. I believe the same holds for credit cards. I only use my credit card for online and phone purchases, but in the NL there is already an alternative (iDEAL) that employs direct money transfer through your own bank's online banking system. You can get through life pretty well without ever owning a credit card, unless you travel. |
| Hi! I want to know that is there any way to keep a systematic documentation of credit holders of the company? As being a senior financer I would like to do it. If anyone knows it please tell me. Thanks in advance. |
| Hello! I don’t know if that matters to someone that much, but still I would like to tell you that there is a credit management service provider gcs-group.com which will help you in a very assured way. |
| I went to the site posted by Comment 11. It wasn't fake. |
| How can an ordinary teller compare authentic signatures in a common bank working day? Specially if there is a long line of waiting people either purchasing or withdrawing their funds? How can she detects it when the culprit is a professional con artists and doesn't show any signs of lying or deceit? If they could go all the process then other customers may complain about what is taking them too long which is bad for business. |
| I agree that the link provided by poster #11 is fake..it is not worth even checking out. I do not think signing the back of your card would help seal fraud but it is a worthy precaution but come to think of it, there are even worser ways in which people are conned. It was unfortunate that a bank employee would sign fake checks. He should not only have been fired but brought to book too. |
| Well, rules are rules. If it says you have to put your signature on it by all means do so. Just maintain the consistency and validity of your penmanship to avoid conflict regarding such transactions. I don't find anything illegal or threatening about you signing it, why be afraid or be scared of identity thieves when you can just take good care of your belongings to avoid such kinds of people. |
| Just because something says to do something doesn't mean that it is correct, appropriate, required, etc. With your credit card the only one that will see the signature on your credit card is a thief who steals it and then knows how to sign a receipt. Usually if your card is not signed, the clerk will ask to see some identification. |
| More than likely, in a banking situation, police would not be involved, because the bank could do without the publicity. |
| Still, if it is a serious enough offense that the public has even been getting somewhat of a ear or two on the matter, they would then broadcast it and make sure that it is known that they are making it aware. How sneak of them. |
| I have to agree to post number 21. And I just want to add something, I think that people should know the limitations when it comes to exposing certain details of your personality. It may cause you a lot. |
Reply Options Share your opinions, advice, questions or comments on this post. | You must a registered user and logged in to use this feature: It is quick easy and offers many advantages when using our site. |
Social NetworkingShare this with your friends on facebook, twitter and Google+ | | Social sharing because it feels good:
| |
|
RelatedSome related posts that may be of interest to you. | Related posts: Related posts on other sites: |
• Page 1 (Original Post) • Page 2 (Newest Replies) •
|
• Privacy RSS Feeds
