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Article: Your Debit Card's Debit and Credit Options

This forum post is dated 10/31/11. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.

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Article: Your Debit Card's Debit and Credit Options

Thank author of this post/commentWhen using a debit card, you generally have two options when paying: a debit option (PIN) or a credit option (signature). Both options deduct money from your bank account, but the debit option gets the money instantaneously while the credit option takes days before the money is deducted.

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